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Claiming Scratch Card Winnings (Can You Claim Online?)

Claiming Scratch Card Winnings (Can You Claim Online?)

Scratch cards, also known as scratch-offs or scratchies, are a favourite for many punters due to their simplicity and the thrill of instant wins. But what happens when you win? How do you claim your scratch card winnings? Can it be done online? 

In this article, we delve into the details of claiming scratch card winnings, whether online or offline, and provide you with a comprehensive guide. 

How To Claim Scratch Card Winnings

Here's a step-by-step guide on how to claim physical scratch card winnings. 

Firstly, you need to confirm that you've actually won. For physical scratch cards, this involves scratching off the designated area to reveal the winning symbols or numbers. Some cards require three matching symbols/numbers for a win. The card indicates the potential prizes you could win, ranging from smaller amounts to jackpots in the thousands (depending on the specific scratch card game). 

Every game has rules, and scratch cards are no exception. Before proceeding with your claim, familiarise yourself with the game rules. These rules dictate the claiming process, including the time frame within which you must make your claim. Reading and understanding these rules helps to ensure a smooth claiming process. 

Once you've confirmed your win, it's time to make your claim. If you've won on a physical scratch card, this involves visiting the retailer who sold you the card. If you've claimed at a retailer, you'll receive your prize then and there, usually in cash or via debit card payment - unless the win amount is higher than the retailer can pay out, in which case you have to submit a prize claim form to the national lottery provider. 

You can also play scratch card games online at online casinos. These play out more similarly to slot games, with any winnings being added to your online casino account. 

Can You Claim Scratch Card Winnings Online?

The internet has simplified many aspects of our lives, but can you claim physical scratch card winnings online? Unfortunately, the answer is no. You must claim your winnings at the retailer where you bought the physical card. 

However, if you've won on an online scratch card, the process is different. Your winnings are usually paid directly into your account on the platform where you played. 

How Long Do You Have To Claim A Scratch Card?

Typically, you have 180 days from the game's closing date to claim your winnings. After this period, the card is considered expired, and any unclaimed prizes are forfeited. So, it's crucial to act promptly to secure your winnings. The game's close date can be found on the scratch card or on the National Lottery website. 

Can You Claim With A Damaged Scratch Card?

What happens if your winning scratch card gets damaged? Can you still claim your winnings? As long as the barcode on the card is intact, you can claim your winnings, as the retailer needs to scan this barcode to verify your win. However, if the card is severely damaged or torn, it might be considered invalid. Thus, it's always wise to keep your scratch cards in good condition as best as possible. 

Play Scratch Cards Online

You can play scratch card games online at trustworthy and reputable online casinos such as Cozino. We offer a variety of instant win games, including online scratch cards. 

We have Football Scratch, Rainbow Riches Cash Cluster, Mysterious Lamp Scratchcard, and many more.

Create an account for access to our full collection of online casino games. You can find everything from table classics like roulette and blackjack to slots, Slingo, bingo and instant win games.